Understanding Car Insurance in Rwanda

Insurance is mandatory and, when chosen well, protects you from financial disaster. Here's a clear explanation of car insurance options in Rwanda.

Third-party insurance

This is the legal minimum. It covers damage you cause to others but not your own vehicle, making it the cheapest option.

Comprehensive insurance

Comprehensive cover protects your own car against accident, theft and fire. It costs more but is strongly recommended for newer or higher-value vehicles.

What affects your premium

• The car's value and age
• Your driving and claims history
• Where the car is parked overnight
• The level of cover you choose